• Caroline County Virginia

Dwayne & Maryanne Moyers

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The Moyers Team, Northern Virginia Residential Real Estate Agents

Maryanne Moyers:
Associate Broker
Long & Foster Realtors (Stafford & Fredericksburg Offices)
1910 William Street
Fredericksburg, VA. 22401
Cell: 540-379-7359
Office: 540-371-5220
e-mail: maryanne.moyers@gmail.com

Dwayne Moyers:
Realtor
Long & Foster Realtors (Woodbridge Office)
13875 Hedgewood Drive
Woodbridge, VA. 22193
Cell: 540-446-6284
Office: 703-986-5857
e-mail: MoyersTeam@gmail.com

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Real Estate Market Reports...

Homes in
Prince William County, VA.
Homes in
Spotsylvania County, VA.
Homes in
Stafford County, VA.
Homes in
Manassas, VA.
Homes in
Fairfax County, VA.
Homes in
Fredericksburg, VA.
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Caroline County, VA.

Mutual Mortgage Insurance Fund

Virginia FHA Mortgage Insurance Premiums

If you’re beginning the process of buying your next home, it’s time to get moving if you’re considering a FHA loan. The Federal Housing Administration has recently announced increases for FHA Annual Mortgage Insurance Premiums (MIP), and Upfront Mortgage Insurance Premiums (UFMIP).

But FHA insured loans are now popular because guidelines require a minimum credit score of 580 with a minimum down payment of 3.5% of the sales price. According to the FHA, loans have increased from 4.5% in 2005 to 40% of housing purchases in 2010. This has appears to be the catalyst for raising the MIP for FHA loans for the fourth time in 2 years. The latest changes involving both MIP and UFMIP are as follows: The Federal Housing Administration has made these adjustments to encourage the return of private investment into the residential mortgage market. Increasing MIP has become necessary to secure the FHA… Continue reading

About The Moyers Team: Dwayne & Maryanne Moyers, Realtors

The Moyers are full-time real estate agents affiliated with Long & Foster Realtors. The Moyers Team provides all residential services in Fairfax County, Prince William County, Stafford County, Fredericksburg, Spotsylvania County, King George County, & Caroline County.